Enriching people’s lives through smart financial solutions.
At OnPoint, we deliver superior banking value to our members. We do this by providing a wide array of products and services that help people meet their goals quickly and easily. We also invest in the communities we serve, building stronger neighborhoods and supporting educational causes.
Solutions for Teachers
Because we’re committed to supporting teachers, we offer products designed specifically for them as well as a full range of products with great everyday value.
Homeroom Mortgage
OnPoint’s 100% financing home loan is exclusively for teachers and employees of eligible educational institutions.
Low-rate Auto Loans
New or used, purchase or refinance – we have some of the lowest rates available.
Platinum Visa® Cash Rebate Card
Perfect for members who pay off their balance each month, this credit card offers 1% cash back on new purchase transactions and 3% cash back for the first six months at eligible gas, grocery, and drug store merchants.
Checking & Savings
Our variety of choices allows you to maximize earnings and minimize fees.
Online & Mobile Banking
Wherever you are in the world, you have 24/7 access to your funds, making it easy to manage your money.
Solutions for Teens
Our commitment to education extends to providing youth with the opportunity to learn firsthand about money. These products make is easy for teens to get started on a life of financial responsibility:
Buzz Checking
Designed just for teens, this checking account has no monthly fee and no minimum balance requirement.
OnPoint Savings
This account allows teens to earn a competitive interest rate without any monthly fees or minimum balance requirements.
Driver’s Seat Auto Loan
Designed for the first-time car buyer with a limited credit history, this loan allows you to get the car you want while establishing credit.
Online & Mobile Banking
Perfect for teens who are on the go – allows them to get account information 24/7 anywhere in the world.
Investing in Education
OnPoint recognizes the importance of giving back to the communities it serves. The following are organizations that OnPoint supports as part of its commitment to education.
SMART (Start Making a Reader Today)
The SMART reading program helps kids become confident readers by providing individual volunteer attention and new, take-home books.
The Library Foundation
The Library Foundation provides monetary support to Multnomah County Library, one of the most important cultural and educational resources in our region.
Schoolhouse Supplies
OnPoint partners with Schoolhouse Supplies to provide basic school supplies – like pencils, paper, books, backpacks, and folders –- to students throughout Portland.
Our History
OnPoint Community Credit Union is a not-for-profit financial cooperative that provides superior value to our members for all their financial needs.
- Founded by teachers over 80 years ago.
- A safe place for members to save their money and to provide low-cost loans for those looking to build a better life.
- Part of our mission is to promote the financial well-being of our members and to help strengthen the communities in which they live.
We provide businesses and individuals throughout Oregon and southwest Washington with a wide range of financial services – checking, savings, mortgages, loans and credit cards.
OnPoint has been improving the lives of our members and the communities we serve for over 80 years. We have grown to be the largest community-owned financial institution in Oregon. If you would like to become one of nearly 250,000 loyal members, please click here.
We look forward to building on our legacy of service and making dreams come true for many generations to come.
Educational Resources and Organizations We Support